Debt Consolidation Loans

If you have multiple high-interest debts, you may be able to lower your total monthly payment and save money with a lower interest rate. For a limited time, White Sands FCU is offering debt consolidation loans up to $20,000 at rates as low as 4.95% APR*. The term of the loan can be as long as five years.

Add up all your credit card balances and, if you qualify, we'll lend you the money to pay them off. You'll get a better rate, pay off your debt sooner, and you'll only have one payment to make every month. Or, if you prefer, we'll deduct the amount due directly from your account. And, every member who takes advantage of this offer during January and February will be entered into a drawing, and some lucky member will get an interest-free consolidation loan.

*APR: Annual Percentage Rate. Loans subject to credit approval. Rates subject to change without notice. See a member service representative for full promotional details. Offer expires February 28, 2013. Offer good on new consolidation loans. If selected to receive this offer, the loan must remain current. If the loan defaults at any time, the original APR will be reinstated for the remaining term of the loan. One loan will be chosen from all new consolidation loans processed in the months of January and February 2013. Winner will be notified no later than March 15, 2013.