Mortgages

 

Home Equity Line of Credit

Let your home do its own remodel. Let your home pay educational expenses. Let your home send you on a much needed vacation. Let your home work for you with a Home Equity Line of Credit from White Sands Federal Credit Union. Home Equity Lines of Credit are quick and easy. With terms up to 10 years and financing up to 90% of your home's value, the money can be used how you wish, when you wish, and may even be tax deductible.* So go on, make now the best time to do all of those things you've been putting off with a Home Equity Line of Credit from White Sands Federal Credit Union.

* Subject to credit approval. 90% appraised value less outstanding first mortgage (if any) available. Rates, APR (Annual Percentage Rate), terms and conditions subject to change without notice. Other programs, rates and terms may be available. Excludes mobile homes. Limited to New Mexico properties only. Limited to owner-occupied units. Some restrictions may apply. Please consult your tax advisor regarding the deductibility of interest. WSFCU does not give tax advice.

 

Home Mortgage

Your dream of owning your own home is within reach with a home mortgage loan from White Sands Federal Credit Union. We take the hassle out of financing a home. Our knowledgeable and friendly staff will help you during each step of the process, keeping your best interests in mind the entire time. We have many types of home loans available with financing up to 95%.* We can also help you turn the equity in your home into a powerful financial tool to help you do all of the things that you thought you couldn't.

*Some restrictions apply

 

 

Please be sure to access each of the following links as together they make up our full mortgage application packet.

 

 
 
 

*Talk to a Real Estate Loan Officer today for specific details on all of our mortgage products. Subject to qualification.

Home Equity Loans

TermAPR* - as low asAPR* - with Loyalty Plus
up to 60 months6.50%6.375%
61 - 120 months7.00%6.875%
121 - 180 months7.75%7.625%

APR: Annual Percentage Rate
Rates subject to change without notice.

Mortgage Loans

TermAPR* - as low asAPR* - with Loyalty Plus
15 year fixed3.250%3.125%
20 year fixed4.250%4.125%
30 year fixed4.250%4.125%

APR: Annual Percentage Rate
Rates subject to change without notice.

Quick Links


Routing & Transit # 312276470
Copyright © White Sands Federal Credit Union
P.O. Box 99 Las Cruces, NM 88004 • 2755 North Main Street, Las Cruces NM 88001
Tel.# (575) 647-4500 or 1-800-658-9933 • Routing & Transit # 312276470
Email your questions or comments to info@wsfcu.org
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