Search results for: debt
Understanding your debt-to-income ratio
…$200 Total monthly debt payments $1,475 Debt-to-income ratio 39% In this scenario, the debt to income ratio is 39% ($1,475/$3,800. Many lenders prefer a debt-to-income ratio below 36%. They…
Read MoreFour debt reduction strategies
…go about getting out from under your debt? Consider the following four debt reduction or elimination strategies. Snowball The debt snowball method has you ordering all your outstanding debts by…
Read MoreTo pay down debt, first you have to save
When you want to pay off debt fast, that impulse often means depleting your savings. So how do you pay off debt AND save money? Mathematically, based on the interest…
Read MorePay it off for good – Debt Consolidation 101
Debt is part of the American household, as typical as your living room couch. Short on cash flow, you meant debt to be a temporary fix. But instead, debt has…
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Las Cruces, NM 88004
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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