woman shopping with card

Millennials: Rethink Credit vs. Debit

August 17, 2017

There is a generational divide when it comes to shopping: A survey indicates that boomers and millennials both choose plastic, but for the older cohort the word is “credit,”…

tech support scam

Don’t fall for tech support scams

August 3, 2017

Although tech support scams have been around for a while, every year they get more sophisticated. Tech support scams target people of all ages, including those that consider themselves tech-savvy.…

hundreds white cars one red

Drive off the lot with credit union financing

July 28, 2017

Did you know you can get credit union financing right at the car dealership? The process is designed so credit union members benefit several ways. First, as a member of…

credit score

Credit 101: Credit Reports and Scores

July 20, 2017

Do you think that your credit score is only important when borrowing money? Guess again. Your credit score, and its accompanying credit report, is being evaluated not only when you…

debt-to-income ratio

Understanding your debt-to-income ratio

July 11, 2017

Have you ever applied for a loan and been told that your debt-to-income ratio was too high? You may have wondered what that meant. Your debt-to-income ratio is the portion…

Boost Your Savings with Certificate Laddering

July 3, 2017

If you are old enough to remember what you could earn on a share certificate back before the financial crisis of 2007-2008, you are probably pretty disappointed with where rates…

used car loan

Benefits of Buying A Used Car

June 23, 2017

Ever wonder why the used-car industry is such a big hit? The price tag attached to a used car is usually several thousand dollars less than for new cars. If…

Phishing illustration

How not to be a victim of fraud

March 29, 2017

Always remember, White Sands FCU (and any other financial institution) will never call you and ask for your account number, card number (including the CVV code on the back!), birthdate,…

illustration ID theft

7 Tips to Avoid Identity Theft

February 27, 2017

Every two seconds an American becomes a victim of identity theft. If the thought of having to clean up your credit report because someone stole your identity frightens you, and…


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2755 North Main St, Las Cruces NM 88001

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