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Effective November 20, 2023, White Sands FCU will transition to a coinless institution. We will no longer disburse any loose coins at any of our branch locations. What this means for you, our members. White Sands FCU will offer self-service coin machines in each branch lobby for your convenience. There is a small fee associated with…

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Our service fees require adjustments from time to time to match the increased costs of business. Fee increases were determined after a survey of other area credit unions. Effective 01/01/2024 the following change to the White Sands FCU fee schedule will be implemented. Product/Service Current Fee Fee as of 01/01/2024 Bill Pay $3.75 No Fee…

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White Sands Federal Credit Union is monitoring the potential government shutdown and is prepared to assist members should they become affected. We have several options available to help our members during this time. If you become affected, please contact our Call Center at 575-647-4500 or 1-800-658-9933

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White Sands Federal Credit Union is awarding $5,000 in scholarships to 20 local teachers. White Sands FCU opened up the nominations to our membership to tell us of a deserving teacher, and we received an overwhelming amount of responses. Each teacher will receive a $250 gift card to help cover the needed supplies needed for…

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fish hook and money

There has been a significant rise lately in phishing scams. These are text messages or emails that attempt to get your personal information. This rise is due in part to improvements in Artificial Intelligence (AI) software, which becomes more sophisticated each day. Businesses are using AI to help improve their customer service wait times, for…

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Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members