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Pay it off for good – Debt Consolidation 101

May 21, 2019

Debt is part of the American household, as typical as your living room couch. Short on cash flow, you meant debt to be a temporary fix. But instead, debt has…

guitar being played

Managing your “side gig” income

May 14, 2019

According to this survey from, almost 4 out of 10 Americans (37%) has a “side gig”. Soon, someone asking “what’s your side hustle?” is going to be as common…

debt-to-income ratio

Understanding your debt-to-income ratio

May 11, 2019

Have you ever applied for a loan and been told that your debt-to-income ratio was too high? You may have wondered what that meant. Your debt-to-income ratio is the portion…

woman in home office

Retirement planning for 20-somethings

May 7, 2019

If you’re in your 20s, the topic of retirement brings a wave of anxiety and boredom. Who has time to think about saving for retirement with massive student loans to…

Heart Breaking in Two

Life challenge checklist: divorce

April 8, 2019

Taking a thing apart is always faster than putting something together. This is true of everything except marriage. Joe Hill The process of divorce takes time, money and emotional energy.…

CD or share certificate laddering - piggy bank image

Boost your savings with certificate laddering

April 3, 2019

Even though share certificates (a.k.a known as certificates of deposit or CDs)) won’t get you the highest return on your dollar, they are pretty much guaranteed not to lose you…

Adorable Baby Feet

10 money moves to make before you have a baby

March 20, 2019

Ready to pick baby names while wondering which color baby booties you’ll need? (Neutral, everyone says go with neutral.) Exciting and life-changing times are ahead! You’re going to have fun…


5 ways car loan pre-approvals save money

March 6, 2019

Car shopping for most of us is stressful and sometimes overwhelming. With average new car prices topping $31,000 and used cars averaging over $21,000, shopping without a plan and a…

man with rejected mortgage application

Top reasons mortgage applications are denied

January 18, 2019

Going through the mortgage loan application process is rigorous, and at times nerve-wracking.  And to find out that, after all the scrutiny, your application gets denied, well – that can…

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

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