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Government Shutdown Assistance

January 8, 2019

Is the partial government shutdown negatively affecting your finances? White Sands FCU has a number of options to help. Personal loan or line of credit. An unsecured  personal loan or…

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Mortgage loans for beginners

January 3, 2019

Buying a home is a complicated process, and so is obtaining a loan to assist with the purchase. If you are new to the mortgage loan process, read on to…

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Give your financial goals a check up

December 27, 2018

You should do a financial checkup at least once a year or with any major life events, such as marriage, divorce, children, job change, or starting a business. Here is…

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Emergency fund—start small, think big

December 13, 2018

Many people wonder how they can build an emergency fund when they’re trying to pay off debts. It isn’t as hard as you might think. The strategy is to start…

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How to give wisely this holiday season

November 28, 2018

If you’re going to give, it makes sense to do it intelligently and for the right reasons. Here are four steps to making sure your hard-earned money goes to a…

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International Credit Union Day

October 18, 2018

October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th…

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Don’t fall victim to online shopping fraud

October 15, 2018

It’s holiday shopping time.  If you are like the majority of Americans, you will do at least some of it online. According to study conducted by the company BigCommerce, 96%…

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Four debt reduction strategies

September 19, 2018

Most Americans are in debt – credit card debt, student loans, mortgages and car loans being the most common. In fact, according to a Pew Charitable Trust report, 80% of…

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The ABCs of car loans

September 7, 2018

You’ve done your research and are now ready to purchase your new (or used) vehicle. Now, how do you pay for it? Unless it is an inexpensive used vehicle, most…


Contact our Call Center at
(575) 647-4500 or (800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

By email:

By mail: P.O. Box 99 Las Cruces, NM 88004

2755 North Main St, Las Cruces NM 88001

Routing & Transit # 312276470

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.  Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.