Blog
Understanding your debt-to-income ratio
Have you ever applied for a loan and been told that your debt-to-income ratio was too high? You may have wondered what that meant. Your debt-to-income ratio is the portion…
Retirement planning for 20-somethings
If you’re in your 20s, the topic of retirement brings a wave of anxiety and boredom. Who has time to think about saving for retirement with massive student loans to…
Don’t be bamboozled
As fraudsters enjoy more success and scams become more prolific, the likelihood of any one person getting duped is going up. And it isn’t just the elders that are being…
Life challenge checklist: divorce
Taking a thing apart is always faster than putting something together. This is true of everything except marriage. Joe Hill The process of divorce takes time, money and emotional energy.…
Debit card travel tips
Tickets purchased, bags packed and finances in order, right? Ah – summer travel season is upon us. Don’t let your travel plans be derailed by unexpected problems with your debit…
Boost your savings with certificate laddering
Even though share certificates (a.k.a known as certificates of deposit or CDs)) won’t get you the highest return on your dollar, they are pretty much guaranteed not to lose you…
10 money moves to make before you have a baby
Ready to pick baby names while wondering which color baby booties you’ll need? (Neutral, everyone says go with neutral.) Exciting and life-changing times are ahead! You’re going to have fun…
Livin’ the dream: how to plan a gap year
What does “livin’ the dream” mean to you? It could be chasing waves in the best surf spots around the world from Hawaii to Fiji. Or moving to France, eating…
5 ways car loan pre-approvals save money
Car shopping for most of us is stressful and sometimes overwhelming. With average new car prices topping $31,000 and used cars averaging over $21,000, shopping without a plan and a…
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By email: info@wsfcu.org
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2755 North Main St, Las Cruces NM 88001
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