Mortgages
Top reasons mortgage applications are denied
Going through the mortgage loan application process is rigorous, and at times nerve-wracking. And to find out that, after all the scrutiny, your application gets denied, well – that can be heartbreaking. But you’re not alone – the most recent Home Mortgage Disclosure Act (HMDA) data indicates that 11 percent of home purchase applicants get…
Read MoreMortgage loans for beginners
Buying a home is a complicated process, and so is obtaining a loan to assist with the purchase. If you are new to the mortgage loan process, read on to understand how it all works. A mortgage loan is simply a loan to purchase your home. They are useful because most people don’t have the…
Read MoreCredit 101: credit reports and scores
Do you think that your credit score is only important when borrowing money? Guess again. Your credit score, and its accompanying credit report, is being evaluated not only when you want to take out a loan, but also when you apply for a credit card, get insurance for your car or home, rent an apartment,…
Read More6 questions first-time homebuyers should ask themselves
There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These all make us take a pause and feel a huge sense of gratification. Part of…
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P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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