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Mortgages

Top reasons mortgage applications are denied

man with rejected mortgage application

Going through the mortgage loan application process is rigorous, and at times nerve-wracking.  And to find out that, after all the scrutiny, your application gets denied, well – that can be heartbreaking.  But you’re not alone – the most recent Home Mortgage Disclosure Act (HMDA) data indicates that 11 percent of home purchase applicants get…

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Mortgage loans for beginners

man holding house cutout

Buying a home is a complicated process, and so is obtaining a loan to assist with the purchase. If you are new to the mortgage loan process, read on to understand how it all works. A mortgage loan is simply a loan to purchase your home. They are useful because most people don’t have the…

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Credit 101: credit reports and scores

credit score

Do you think that your credit score is only important when borrowing money? Guess again. Your credit score, and its accompanying credit report, is being evaluated not only when you want to take out a loan, but also when you apply for a credit card, get insurance for your car or home, rent an apartment,…

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6 questions first-time homebuyers should ask themselves

6 Questions First-Time Homebuyers Should Ask Themselves

There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These all make us take a pause and feel a huge sense of gratification. Part of…

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