The cost of saying “I do”

bride and groom figurines

It’s official – getting married is expensive, and is getting more so every year.  Here are some statistics from a 2016 survey conducted by The Knot, a wedding magazine and website: The cost of the average wedding in the United States is $35,329, up $12,333 over just five years. And that figure doesn’t even include…

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5 financial resolutions for the New Year

New Years resolutions

A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start.   Get on budget.  Take charge of your finances by creating a budget. Start by calculating after-tax income and subtracting fixed monthly expenses. Then…

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Yuletide greetings from us to you!

christmas - holiday decorations

To the members of White Sands Federal Credit Union: I always love this time of year.  The holidays bring us a wonderful opportunity to look back at the year and give thanks for all of the blessings given to us.  For all of our White Sands FCU members, I send my wishes of the happiest…

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You’re pre-approved! (and what it really means)


Raise your hand if you’ve received something in the mail (or email) exclaiming “You’re Preapproved!” Probably a fair number of you have, especially for a credit card. Sometimes the offer says you are pre-qualified. But what does it really mean to be pre-approved or pre-qualified? Essentially, it means that the financial institution (bank, credit union,…

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Paying for your child’s higher education

piggybank book stack

Most parents assume their children will complete high school and attend a 2- or 4-year college. As higher education costs continue rising, it becomes even more important to plan ahead and determine how your family will pay for it. Ideally, you should start saving as soon as a child is born. Begin by saving small…

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