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Your Life Goals, Are Our Life Goals

If there’s ever a time that “millennials” need cooperatives, it’s now. The last ten years have been quite transformational for this generation of young adults. Younger millennials just graduating college likely saw their parents lose jobs, benefits, and pensions while bank executives lost nothing. According to a study by Filene Research Institute, millennials make about…

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8 questions to ask when shopping for a mortgage

yellow house

It doesn’t matter if you are shopping for your first mortgage or fifth, it’s a little stressful for most people.  Obtaining a mortgage loan is a complicated and detailed procedure that can take months to complete.  To help you stay organized in the mortgage search process, here are some questions you should ask when looking…

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How not to be a victim of fraud

Phishing illustration

Always remember, White Sands FCU (and any other financial institution) will never call you and ask for your account number, card number (including the CVV code on the back!), birthdate, social security number, or any other secure and sensitive information.  If a business, or individual contacts you and asks for this kind of information –do…

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7 tips to avoid identity theft

illustration ID theft

Every two seconds an American becomes a victim of identity theft. If the thought of having to clean up your credit report because someone stole your identity frightens you, and you don’t want to become another statistic; here are some tips to stack the odds in your favor. 1. A winning night, can turn into…

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Go branchless with White Sands FCU

Mobile banking image

Totally branchless banking has increased lately, but many are still skeptical. In 2014, Bankrate released a study saying that more than 30% of Americans haven’t visited a branch in the last six months. With the rise of mobile technology, financial security and digital communication, it’s possible to never step foot in a branch again. But…

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