News

How not to be a victim of fraud

Always remember, White Sands FCU (and any other financial institution) will never call you and ask for your account number, card number (including the CVV code on the back!), birthdate, social security number, or any other secure and sensitive information.  If a business, or individual contacts you and asks for this kind of information –do…

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7 Tips to Avoid Identity Theft

Every two seconds an American becomes a victim of identity theft. If the thought of having to clean up your credit report because someone stole your identity frightens you, and you don’t want to become another statistic; here are some tips to stack the odds in your favor. 1. A winning night, can turn into…

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How to Go Branchless with White Sands FCU

Totally branchless banking has increased lately, but many are still skeptical. In 2014, Bankrate released a study saying that more than 30% of Americans haven’t visited a branch in the last six months. With the rise of mobile technology, financial security and digital communication, it’s possible to never step foot in a branch again. But…

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5 Financial Resolutions for the New Year

A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start.   Get on budget.  Take charge of your finances by creating a budget. Start by calculating after-tax income and subtracting fixed monthly expenses. Then…

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The Importance of a ‘Fun Fund’

by Claudia Esguerra, CUNA MoneyMix blogger Have you ever gone on a diet and not given yourself a ‘free’ day (or a ‘cheat day’ as some may call it)? What happens after the first few days of walking the line and eating absolutely clean? Well, for some of us, that box of Oreos we forgot…

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Everything you want to know about chip cards

What are chip cards? A chip card, also called a smart card or an EMV card, is a debit or credit card that contains a microprocessor that enhances the security of cards during point-of-sale transactions. These cards, already in use in much of the world, use a security standard originally developed by Europay, MasterCard and…

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Back-to-School: Plan Your Budget

Back to school means expenses!  Clothes, shoes, and school supplies can drain a budget quickly. According to The National Retail Federation, the average family with school-aged children spends $674 on back-to-school items–clothes, shoes, supplies, and electronics–each year. It’s no wonder setting a budget is essential for all parents with school-bound youngsters. To avoid falling into…

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10 Smart Money Moves for Your 20s

If you’re in your 20s, you have a financial asset money can’t buy — time. And time makes your money grow. Making some smart money moves in your 20s pays off now and in the future. Here’s a list of 10 smart money moves for twenty-somethings: Set financial goals, say, to take a vacation, go…

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Don’t get mugged by your mobile

Usually we think of a mobile phone as a tool that offers convenience and personal safety. But it also can be a weapon used against us to steal personal information. Experts say that the same types of attacks that have plagued the online world are migrating to mobile. The National Credit Union Administration in Alexandria,…

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Your White Sands FCU Membership Is Worth Hundreds

Did you know you’re saving money—maybe hundreds of dollars a year—just by being a White Sands Federal Credit Union member? Credit unions typically charge fewer and lower fees than other financial institutions, according to the Credit Union National Association’s (CUNA) latest membership benefits report. Of course, the amount you save has a lot to do…

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