It’s America Saves Week!

America Saves white piggy bank

This post is brought to you by America Saves, a campaign managed by the nonprofit Consumer Federation of America, which motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. Celebrate America Saves Week, February 26 – March 3, 2018. Set a Goal. Make a Plan. Save Automatically. White…

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The cost of saying “I do”

bride and groom figurines

It’s official – getting married is expensive, and is getting more so every year.  Here are some statistics from a 2016 survey conducted by The Knot, a wedding magazine and website: The cost of the average wedding in the United States is $35,329, up $12,333 over just five years. And that figure doesn’t even include…

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5 financial resolutions for the New Year

New Years resolutions

A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start.   Get on budget.  Take charge of your finances by creating a budget. Start by calculating after-tax income and subtracting fixed monthly expenses. Then…

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Yuletide greetings from us to you!

christmas - holiday decorations

To the members of White Sands Federal Credit Union: I always love this time of year.  The holidays bring us a wonderful opportunity to look back at the year and give thanks for all of the blessings given to us.  For all of our White Sands FCU members, I send my wishes of the happiest…

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You’re pre-approved! (and what it really means)


Raise your hand if you’ve received something in the mail (or email) exclaiming “You’re Preapproved!” Probably a fair number of you have, especially for a credit card. Sometimes the offer says you are pre-qualified. But what does it really mean to be pre-approved or pre-qualified? Essentially, it means that the financial institution (bank, credit union,…

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