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2024 Spring Sweepstakes You could win $1,000 when you spruce up your banking routine Spring is right around the corner, and so is your chance to win $$$ in our Spring Sweepstakes! As part of our giveaway, when you freshen up your finances with a qualifying transaction, you’re automatically entered for a chance to win $1,000.…

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April is Youth Month, and we are celebrating! Now’s the perfect time to help your children develop smart money habits. Children––just like adults––will be much more motivated to save their money if they have a specific goal in mind. Help them set their sights on something to save up for, remind them of their goal…

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Dear Valued Members, During the holiday season, we all look forward to spending time with family and friends and take time to reflect on the year as it comes to a close.  2023 marked the 71st Anniversary of White Sands Federal Credit Union, and over the course of those 71 years, we have seen many…

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Effective November 20, 2023, White Sands FCU will transition to a coinless institution. We will no longer disburse any loose coins at any of our branch locations. What this means for you, our members. White Sands FCU will offer self-service coin machines in each branch lobby for your convenience. There is a small fee associated with…

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Our service fees require adjustments from time to time to match the increased costs of business. Fee increases were determined after a survey of other area credit unions. Effective 01/01/2024 the following change to the White Sands FCU fee schedule will be implemented. Product/Service Current Fee Fee as of 01/01/2024 Bill Pay $3.75 No Fee…

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Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members