Checking Accounts
Checking Account Choices
Monthly Fee | Avg. Daily Balance to Avoid Monthly Fee | Dividends Paid | Avg. Daily Balance to Earn Dividends | |
---|---|---|---|---|
Premium Checking powered by BaZing® | $7 | NA | No | NA |
EZ Checking | $3 | $1000 | No | NA |
First Checking (Teens ages 13 - 17)* | none | none | No | N/A |
Preferred Checking | $5 | $1000 | Yes | $1000 |
Silver Class Checking (ages 55+)** | $2 | $1000 | Yes | $1000 |
White Sands FCU Checking Accounts feature:
- Unlimited monthly check writing
- ATM access
- Overdraft Protection
- Visa Check Card
- E-Statements
- CU Online
- Bill Pay***
- Direct Deposit
Checking Dividend Rates
APY: Annual Percentage Yield, based on compounded rateDividend Rate | Annual Percentage Yield | |
---|---|---|
Easy Checking | 0.00% | 0.00% |
Premium Checking powered by BaZing® | 0.00% | 0.00% |
First Checking | 0.00% | 0.00% |
Preferred Checking | 0.05% | 0.05% |
Silver Class | 0.05% | 0.05% |
*First Checking requires co-ownership of parent or guardian
**Silver Class style checks available at half the price of custom style checks (other check prices may vary.)
*** Bill Pay service fee of $3.75 per month
Contact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.