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COVID-19 Updates

The safety and health of you and your finances remain a top priority at White Sands FCU.

For this reason, we are closing all White Sands FCU  lobbies until further notice with the exception of our Truth or Consequences Branch. The drive-thru will continue to operate as normal.

If you need to meet in person with one of our account officers simply call 575-647-4500 or 1-800-658-9933 to schedule an appointment.

As a reminder, most of your banking needs can be completed in the safety of your home using your desktop computer or smartphone.

  • Online Banking- Make transfers, View balances, Pay Bills plus so much more.
  • Mobile Banking- Available on the App Store & Google Play
  • Mobile Deposit App- Deposit checks using your mobile device
  • CardValet- Turn your debit card on/off plus keep track of fraudulent charges.
  • Loans- With our contactless loans apply online and we will send you the paperwork to sign electronically.
  • Call Center- Call us at 575-647-4500 or 1-800-658-9933 Mon-Friday 8am-5pm
  • Safe Deposit Boxes- Call us at 575-647-4500 or 1-800-658-9933 Mon-Friday 8am-5pm to schedule an appointment.


Monday – Thursday
Drive-Up: 8 am - 5:30 pm

Drive-Up: 8 am – 6 pm

Drive-Up Only: 9 am – 12:30 pm


Monday – Friday
Lobby: 9 am – 4 pm


Monday – Thursday
Drive-Up: 8am - 5:30pm

Drive-Up: 8 am – 6 pm

Drive-Up: 9 am – 12:30 pm


Monday – Thursday
Drive-Up: 8am - 5:30pm

Drive-Up: 8 am – 6 pm

Drive-Up: 9 am – 12:30 pm

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

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