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We are proud to announce that we have been voted the Best Local Credit Union & The Best Auto Loan Provider in the Mesilla Valley through the Las Cruces Bulletin's Best contest. Thank you to everyone who voted for us and we look forward to serving all your financial needs in 2021.


Online Account Access

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 White Sands FCU allows you to perform many account transactions without visiting a branch, including:

  • Our Call Center is available to assist you by calling 575-647-4500 or 800.658-9933 from      8 am – 5 pm Monday through Friday.
  • Loan applications can be submitted online or taken over the phone by calling                575-647-4500.
  • You’ll have 24/7 access to your accounts, pay bills, make loan payments and transfer funds to other WSFCU accounts using Online Banking and our Mobile Banking app.
  • Telephone banking can be accessed by calling 575-647-4580 or 800-462-2406
  • Deposit checks into your account by using your mobile device with our Mobile Deposit App
  • Reorder Checks
  • Use our ATM's or locate a surcharge-free ATM 
  • Securely store your White Sands FCU debit card in your phone's digital wallet for touch-free checkouts. Available Apple Pay, Samsung Pay, and Google Pay.

Introducing Digital Wallets

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White Sands FCU is happy to provide you with an easy, secure, and private way to pay for your everyday items in stores, in apps, and on the web using your mobile device. Now, you can make purchases with the tap of your finger in a simple, secure and convenient way.

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Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

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