Member Education
Member education to help you improve your financial well being
Credit Unions
- Go branchless with White Sands FCU
- Government Shutdown Assistance
- How are credit unions different?
- International Credit Union Day
- Let’s all cooperate
- The 4 biggest credit union myths
- The authentic difference is our people-first principles
- Your life goals are our life goals
- Your White Sands FCU membership is worth hundreds
Debt
- Four debt reduction strategies
- Loan approval tips
- Managing your credit reputation
- The payday lending trap
- To pay down debt, first you have to save
- Why was my loan denied?
- You’re pre-approved! (and what it really means)
Financial Literacy
- Credit 101: credit reports and scores
- Debit card travel tips
- Don't fall for these common money myths
- Everything you want to know about chip cards
- Financial literacy quiz
- How to give wisely this holiday season
- Simple estate planning for everyone
- Understanding your debt-to-income ratio
- What is your net worth and why does it matter?
- What you need to know about giving to charities
- Your first paycheck, and what you should know
Buying a Home
- 6 questions first-time homebuyers should ask themselves
- 8 questions to ask when shopping for a mortgage
- Mortgage loans for beginners
- Top reasons mortgage applications are denied
Lifestyle
- Life challenge checklist: divorce
- Livin’ the dream: how to plan a gap year
- Smart apps for your smart phone
- Think twice before you meme
- Why “Buy Local” is Better for Checking and Chile
- Why solar is surprisingly affordable
Money Management
- 10 money moves to make before you have a baby
- 10 smart money moves for your 20s
- 5 financial resolutions for a new year
- Back to school: plan your budget
- Balance your finances
- Be a credit card deadbeat
- Get wealthy, not rich: change how you think about money
- Give your financial goals a check up
- How not to overspend this holiday season
- How to pay for college when you don’t know where to start
- Make Your Tax Refund Work for You
- Millennials: rethink credit vs. debit
- Paying for your child’s higher education
- Save on Your Vacation Lodgings
- Strategies to Make College More Affordable
- The cost of saying “I do”
- The payday lending trap
Savings
- Boost your savings with certificate laddering
- Emergency fund—start small, think big
- Saving as a family
- Saving for teen dreams
- Saving Practices Made Easy
- Split Deposit: The Workplace Perk that Will Help Employees Build Wealth
- Three easy ways to contribute to an IRA
- The FAQs of IRAs
- The importance of a fun fund
Security & Fraud
- 7 tips to avoid identity theft
- Don’t be bamboozled
- Don’t fall victim to online shopping fraud
- Don't get mugged by your mobile
- Elder Financial Exploitation
- How not to be a victim of fraud
- Watch out for tech support scams
Vehicle financing
- 5 ways car loan pre-approvals save money
- 3 things you need to know before you buy a new car
- Benefits of buying a used car
- Drive off the lot with credit union financing
- New grads, buy your first car
- The ABCs of car loans
Contact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.