Member Education

Member education to help you improve your financial well being

Credit Unions

• Go branchless with White Sands FCU
• Government Shutdown Assistance
• How are credit unions different?
• International Credit Union Day
• Let’s all cooperate
• The 4 biggest credit union myths
• The authentic difference is our people-first principles
• Your life goals are our life goals
• Your White Sands FCU membership is worth hundreds

Debt

• Four debt reduction strategies
• Loan approval tips
• Managing your credit reputation
• The payday lending trap
• To pay down debt, first you have to save
• Why was my loan denied?
• You’re pre-approved! (and what it really means)

Financial Literacy

• Credit 101: credit reports and scores
• Debit card travel tips
• Don't fall for these common money myths
• Everything you want to know about chip cards
• Financial literacy quiz
• How to give wisely this holiday season
• Simple estate planning for everyone
• Understanding your debt-to-income ratio
• What is your net worth and why does it matter?
• What you need to know about giving to charities
• Your first paycheck, and what you should know

Buying a Home

• 6 questions first-time homebuyers should ask themselves
• 8 questions to ask when shopping for a mortgage
• Mortgage loans for beginners
• Top reasons mortgage applications are denied

Lifestyle

• Life challenge checklist: divorce
• Livin’ the dream: how to plan a gap year
• Smart apps for your smart phone
• Think twice before you meme
• Why “Buy Local” is Better for Checking and Chile
• Why solar is surprisingly affordable

Money Management

• 10 money moves to make before you have a baby
• 10 smart money moves for your 20s
• 5 financial resolutions for a new year
• Back to school:  plan your budget
• Balance your finances
• Be a credit card deadbeat
• Get wealthy, not rich: change how you think about money
• Give your financial goals a check up
• How not to overspend this holiday season
• How to pay for college when you don’t know where to start
• Make Your Tax Refund Work for You
• Millennials: rethink credit vs. debit
• Paying for your child’s higher education
• Save on Your Vacation Lodgings
• Strategies to Make College More Affordable
• The cost of saying “I do”
• The payday lending trap

Savings

• Boost your savings with certificate laddering
• Emergency fund—start small, think big
• Saving as a family
• Saving for teen dreams
• Saving Practices Made Easy
• Split Deposit: The Workplace Perk that Will Help Employees Build Wealth
• Three easy ways to contribute to an IRA
• The FAQs of IRAs
• The importance of a fun fund

Security & Fraud

• 7 tips to avoid identity theft
• Don’t be bamboozled
• Don’t fall victim to online shopping fraud
• Don't get mugged by your mobile
• Elder Financial Exploitation
• How not to be a victim of fraud
• Watch out for tech support scams

 Vehicle financing

• 5 ways car loan pre-approvals save money
• 3 things you need to know before you buy a new car
• Benefits of buying a used car
• Drive off the lot with credit union financing
• New grads, buy your first car
• The ABCs of car loans