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Mobile Money

Mobile Money is free and available to all credit union members through our CU Online banking service. Using your mobile or cell phone, you can access Mobile Money via our website or via text message.

Via Web: With your internet-enabled mobile device you can:

  • Check your balance whenever you wish
  • Pay your bills 
  • Transfer funds safely
  • Make loan payments
  • Receive account alerts
  • Locate surcharge free ATMs
  • Find White Sands FCU branch locations
  • View account transaction history

Via Text: If your mobile phone does not have web access, you can still use Mobile Money to access your accounts. Using Short Message Service (SMS), send short code text messages to 25215 at any time and receive account information quickly and securely. Send a text to 25215:

  • BAL ( for a balance inquiry)
  • HIST (to obtain transaction history)
  • HELP (to receive a full list of short codes)
  • STOP (to stop receiving message alerts)

 How to register for Mobile Money:

  • Log in to CU Online - (If you have not registered for CU Online, click here.)
  • Select the “Self Service” tab
  • In the “Additional Services” box, select Mobile Money
  • Follow the quick steps to complete your Mobile Money registration

Mobile Money FAQs


Contact our Call Center at
(575) 647-4500 or (800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

By email:

By mail: P.O. Box 99 Las Cruces, NM 88004

2755 North Main St, Las Cruces NM 88001

Routing & Transit # 312276470

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.  Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.