Mortgage Plus Rewards Program
Mortgage Plus Rewards
When it comes to buying a home, we have a variety of mortgage options and we’ll work with you to see which option fits you best. We now have three rewards options to save you money and help you own the home of your dreams. Call us at 575-647-4500 or email mortgage@wsfcu.org to schedule your appointment.
"Nickle" Down Rewards
- Low 5% down payment option
- Low origination fee
- Low points
- 60 day Rate Protection
- $50 Gift Card when financing a 1st mortgage
- Faster payoff options
- Fast pre-approval process
Loyalty Plus Rewards
- Repeat borrowers receive a 0.25% APR rate discount
- 1% origination fee
- No points
- 90 day Rate Protection
- $100 Gift Card when financing a 1st mortgage
- Faster payoff options
- Fast pre-approval process
Mortgage Equity Rewards
- Receive a 0.25% APR rate discount when financing 80% or less of home value
- No origination fee
- No points
- 90 day Rate Protection
- $200 Gift Card when financing a 1st mortgage
- Faster payoff options
- Fast pre-approval process
The Right Mortgage Loan
Our team will work with you to find out which mortgage loan option works best for you. With our competitive rates and fast turn around, we will help you get into the home of your dreams.
1 APR (Annual Percentage Rate), terms and conditions subject to change without notice. Other programs, rates, and terms may be available. Some restrictions may apply. Please consult your tax advisor regarding the deductibility of interest. WSFCU does not give tax advice. Talk to a Mortgage Officer today for specific details on all of our mortgage options.
Contact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.