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Join White Sands FCU

From the basics like checking and savings to IRAs, certificates, and more, we have all the options to help you manage and make the most of your money.

Information You Will Need

  • Personal information:  valid ID number, social security number, and date of birth
  • Contact info for all account owners: current street address, phone number, and email address
  • Opening deposit: if you’re not a member, $15 minimum deposit is required
  • Beneficiary Infomation: name, current address, social security number, and date of birth (beneficiary is optional)

New Member of White Sands FCU

If you don't have any White Sands FCU accounts, or if you are not a primary owner click below to get started.

Existing Member of White Sands FCU

If you already have a White Sands FCU account additional deposit accounts can be easily be opened using the Open Account tab in Online Banking.

If you don’t have online banking Click Here to enroll

Important Information
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members