Memorial Day Auto Loan Sale
NEW, USED, OR REFINANCE
For a limited time, purchase a new or used car or refinance your auto loan from another financial institution and take advantage of this great rate!
White Sands FCU auto loans feature:
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- New & Used Rates as low as 6.15% APR*
- Terms up to 72 months
- Take 90 days until your first payment is due**
- Skip up to two payments each year***
- Contactless Auto Loans- Apply Online & Sign Online!
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* APR is Annual Percentage Rate. Subject to credit approval. Rates subject to change without notice.
**Finance charges begin on the date the loan is made and interest accrues during the payment deferral period. The first payment is due within 120 days of loan disbursal.
*** Loyalty Plus discount does not apply to Mortgages, HELOC, and Credit Cards. Some restrictions apply.
New Auto Loan Rates
APR: Annual Percentage Rate. Rates subject to change without notice.Loan rates and terms are determined by credit score, amount financed, and other factors.
Advertised rates may not be combined with any other discounts.
| Term | APR* as low as | APR* as low as - with Loyalty Plus & Online Application Discount | |
|---|---|---|---|
| Current and prior year, less | up to 72 months | 7.49% | 6.89% |
| up to 78 months | 7.69% | 7.09% | |
| up to 84 months | 7.89% | 7.29% |
Used Auto Loan Rates
APR: Annual Percentage Rate. Rates subject to change without notice.Loan rates and terms are determined by credit score, amount financed and other factors.
Advertised rates may not be combined with any other discounts.
| Term | APR* as low as | APR* as low as - with Loyalty Plus & Online Application Discount |
|---|---|---|
| up to 72 months | 7.99% | 7.39% |
Contact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.