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Summer Fun Loans

flip flopsApply Now offer ends July 31, 2021!

With summer on the horizon, you may find that you need a little help with some summer vacation expenses. Don’t let these expenses ignite your budget. Stop by or call the credit union for some cool cash with a Summer Fun Loan.

A Summer Fun Loan from White Sands FCU will take you where you want to be. Whether your ideal vacation is lounging poolside, climbing a mountain, or touring historical monuments, you can get the money you need for the vacation you've always dreamed of.

Our Loan Feature:

  • Rates as low as 7.90% APR*
  • Terms up to 60 months
  • Easy application
  • No payments for 90 days


* APR is Annual Percentage Rate. Subject to credit approval. Rates subject to change without notice.  No other discounts apply to this rate. Offer ends July 31, 2021.
**Finance charges begin on the date the loan is made and interest accrues during the payment deferral period. The first payment is due within 120 days of loan disbursal.
*** Loyalty Plus discount does not apply to Mortgages, HELOC, and Credit Cards. Some restrictions apply.


Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

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