Black Friday Is Here!
New, Used, Refinance as low as 2.49% APR* with Black Friday Discounts.
White Sands FCU auto loans feature:
- Flexible terms - up to 72 months on new and used auto loans
- Take 90 days until first payment due**
- Skip up to two payments each year**
*APR means annual percentage rate. All loans subject to credit approval. Some restrictions apply.
**Finance charges begin on the date the loan is made and interest accrues during the payment deferral period. The first payment is due within 90 days of loan disbursal.
***Our skip-a-payment program requires the loan be in good standing and is not available for mortgage loans or credit cards. The fee to skip a payment is $20 per payment when submitted online or $30 when done by phone or in a branch. Other terms and conditions apply.
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.