Black Friday Is Here!
New, Used, Refinance as low as 3.15% APR* with Black Friday Discounts.
Apply for a loan anytime between now and the end of the month for special Black Friday rate discounts!
- Repeat borrowers save 0.50% APR* with our Loyalty Plus discount
- Apply online and save 0.25% APR*
White Sands FCU auto loans feature:
- Flexible terms - up to 84 months on new auto loans and up to 72 months on used auto loans
- Take 90 days until first payment due**
- Skip up to two payments each year**
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.