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As new information surrounding the federal stimulus payments is available, the IRS website is posting regular updates and is a great resource.


What amount will be paid?

Single taxpayers making $75,000 or less, will get $1,200. $500 will be paid in addition for every qualifying child age 16 or under. Married couples with no children earning $150,000 or less will receive a total of $2,400.

When will checks arrive?

The Internal Revenue Service (IRS) will start directly depositing the economic impact payment—otherwise known as the stimulus check—into Americans’ accounts for mid-April, around April 15. However, this is only an estimate. You can check your payment status by clicking here!

The IRS does not have my direct deposit information. What can I do?

Visit the IRS website and enter your bank account information.

What is White Sands FCU Routing Number?

Routing & Transit # 312276470

Is my deposit pending?

The best way to check the pending status of your deposit is to check your account online. All pending deposits will show with the posting date and amount. Signup for Online Banking Here or Download our Mobile App.

Can I check the status of the stimulus check?

To verify if you received your funds on or after April 15, you can log into Online Banking or use our Mobile App to view your accounts. You can also check your account through Telephone Banking,

You can also use the IRS  Get My Payment tool that will allow you to check the scheduled date of when your stimulus money will deposit into your account or be mailed. You will also have a chance to provide the IRS with your account information so you can receive your check faster with direct deposit rather than waiting for a paper check.

If I am receiving a mailed check, how can I deposit it into my account?

There are a number of ways you can easily deposit your check, including:

•             Mobile Deposit

•             Night Drop Boxes

•             Through our Drive-Up


  1. Roberto on May 18, 2020 at 6:53 pm

    How can i be a member?

    • Stephanie Martinez on May 19, 2020 at 8:41 am

      If you work or volunteer at one of the entities in our field of membership you can qualify to be a member. You can see our field of membership by visiting You can also give us a call at 575-647-4500 and we can verify your eligibility.