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Credit unions are not-for-profit financial service cooperatives, owned and controlled by their members, and operating in a democratic way. What difference does that make? Co-ops are businesses, in many ways like any other business. But a cooperative operates solely for the members’ benefit. All co-op businesses run in accordance with seven basic principles, many of…

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The authentic difference

On October 20, 2016, credit unions around the world will celebrate International Credit Union Day (ICU Day). Credit unions are not-for-profit financial cooperatives, offering the same services as other financial institutions, but with a people-first philosophy. “The Authentic Difference,” this year’s ICU Day theme, zeroes in on what makes credit unions different from banks, fintech…

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