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Posts Tagged ‘Education’

Mortgage loans for beginners

man holding house cutout

Buying a home is a complicated process, and so is obtaining a loan to assist with the purchase. If you are new to the mortgage loan process, read on to understand how it all works. A mortgage loan is simply a loan to purchase your home. They are useful because most people don’t have the…

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Don’t fall victim to online shopping fraud

mobile phone & credit card

It’s holiday shopping time.  If you are like the majority of Americans, you will do at least some of it online. According to study conducted by the company BigCommerce, 96% of Americans have made an online purchase at some point in their lives, and a full 51% of us prefer online shopping over in-store. With…

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The ABCs of car loans

illustration two people buying a car

You’ve done your research and are now ready to purchase your new (or used) vehicle. Now, how do you pay for it? Unless it is an inexpensive used vehicle, most people don’t have the cash to pay for a vehicle, so they have to take out an auto loan. If you’ve never financed a vehicle,…

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Don’t fall for these common money myths

money myth illustration

Even the most battle-tested budget warrior might be making money decisions based on bad information, according to results of a recent survey. Charles Schwab interviewed 998 people to discover their biggest financial misconceptions. A large number of them believed common money myths. In fact, those who described themselves as “savvy” actually were more likely to…

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Back-to-school: plan your budget

school supplies

Back to school means expenses!  Clothes, shoes, and school supplies can drain a budget quickly. According to The National Retail Federation, the average family with school-aged children spends $674 on back-to-school items–clothes, shoes, supplies, and electronics–each year. It’s no wonder setting a budget is essential for all parents with school-bound youngsters. To avoid falling into…

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