Posts Tagged ‘financial planning’
To pay down debt, first you have to save
When you want to pay off debt fast, that impulse often means depleting your savings. So how do you pay off debt AND save money? Mathematically, based on the interest rates of your loans versus your savings account (or other savings products), your debt is likely costing you more money every month than your savings…
Read MoreBalance your finances
In today’s day and age, balancing a checkbook has become a thing of the past. It is something we remember our parents doing. With modern technology, many people do not bother to balance their checkbooks anymore. In fact, most of us have done away with actual, physical checkbooks entirely by paying our bills online using…
Read MoreYour life goals, are our life goals
If there’s ever a time that “millennials” need cooperatives, it’s now. The last ten years have been quite transformational for this generation of young adults. Younger millennials just graduating college likely saw their parents lose jobs, benefits, and pensions while bank executives lost nothing. According to a study by Filene Research Institute, millennials make about…
Read MoreCredit 101: credit reports and scores
Do you think that your credit score is only important when borrowing money? Guess again. Your credit score, and its accompanying credit report, is being evaluated not only when you want to take out a loan, but also when you apply for a credit card, get insurance for your car or home, rent an apartment,…
Read More6 questions first-time homebuyers should ask themselves
There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These all make us take a pause and feel a huge sense of gratification. Part of…
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