Why was my account escheated?
If an account is dormant for five years, we will escheat all the funds in the account to the New Mexico Credit Union Education Foundation, which uses funds from escheated accounts for scholarships. You can find out more on the scholarship program here. When an account becomes dormant, the credit union may assess an inactivity…
Read MoreWhere can I find a list of your fees?
You can see most of our fees on our Truth-in-savings Disclosures for Savings and Checking, which contains our schedule of fees. You can also visit any branch for this disclosure.
Read MoreWhy is my account considered dormant?
A dormant account is any deposit account that doesn’t have any member–initiated withdrawal or deposit activity in one year. Member initiated means a deposit or withdrawal in a branch or an ATM, or from debit card transactions. Deposit accounts include savings, share certificates, IRAs, and money market accounts. If an account is dormant for five…
Read MoreWhen should I receive my 1099-INT statement?
1099-INT statements are only issued for accounts that earn more than $10.00 for the year. You will receive your 1099-INT statement no later than January 31st of the following year.
Read MoreHow do I close my accounts?
You can visit a branch or call us and we will assist you in closing your account. You can also request your account be closed by mail. Send us a letter that includes your account number, mailing address, a copy of a valid identification, and signature requesting your account be closed. In some cases we…
Read MoreContact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.