Skip to content

Yes – you can make your loan payment by calling us during regular business hours. We can help you transfer your loan payment from a checking, saving or money market account.  We can also assist you with making your loan payment using a debit or credit card for a per-transaction fee.  You can find out…

Read More

Yes – if you are enrolled in CU Online banking, you can transfer funds from your checking, savings or money market account to your loan account for the payment. You can also make a loan payment using your debit or credit card.  There is a per-transaction fee for this service.  You can find out more…

Read More

There are two requirements to get a loan from White Sands FCU. You must be a member. You can find out who can join here. You must qualify credit-wise. To apply for a loan, you can come in or call us or use our online loan application.  Once your application is received by us, we…

Read More

No, you do not need an appraisal on your car. White Sands Federal Credit Union will use the NADA value of your vehicle to determine the amount we can finance.   You can see our loan rates here, and apply here.  Applications are also accepted by phone or at any branch.

Read More

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members