How much cash can I withdraw from my account at a branch in one day?
There is no limit to the amount of cash you can withdraw inside a branch. There is a limit of $1,500 if you are at a drive-thru bank.
Read MoreCan I open a checking account for my child?
We open checking accounts for teens age 13 – 17, as long as a parent or legal guardian is on the account as co-owner. You can find more information about our First Checking for Teens here.
Read MoreWhy is my account considered dormant?
A dormant account is any deposit account that doesn’t have any member–initiated withdrawal or deposit activity in one year. Member initiated means a deposit or withdrawal in a branch or an ATM, or from debit card transactions. Deposit accounts include savings, share certificates, IRAs, and money market accounts. If an account is dormant for five…
Read MoreDo you offer checking accounts?
Yes. We have several types of checking accounts.
Read MoreHow much money do I need to open a checking account?
If you are already a member, you can open a checking account with any amount – even as little as $1. There just needs to be a deposit of any amount to start the account. You can view our checking options here. If you are not yet a member, you first need to open a…
Read MoreContact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.