There are two requirements to get a loan from White Sands FCU. You must be a member. You can find out who can join here. You must qualify credit-wise. To apply for a loan, you can come in or call us or use our online loan application. Once your application is received by us, we…Read More
Yes, you can. When you get approved for a vehicle loan before you know what kind of vehicle you want, it is called a “pre-approval loan”. The advantage of being pre-approved for a loan is you can bargain from a position of strength and don’t have to consider financing as part of the car-buying process.…Read More
Yes. Members can skip up to two payments at any time each year, by filling out our online Skip-a-Payment form. You can also call us or visit a branch to skip one of your loan payments.Read More
You may qualify for a personal loan, which is a type of unsecured debt and requires no collateral. Qualifying for a signature loan is dependent on your credit score and your debt-to-income ratio. You can apply for a personal loan online here. You can also call us or visit a branch to apply for a…Read More
You must be 18 or older to obtain a loan through White Sands Federal Credit Union. If your teenager is 18 or older, they may apply online. Your teenager may need a co-signer to be approved. Most approvals are made in 24 hours or less. You can also call us or visit a branch to apply…Read More
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.