The entire pre-approval process can be completed over the phone. Give us a call. You can also apply for a loan online.Read More
Yes, there is a payment grace period for all of our loans. The number of days depends on the type of loan you have. Consumer loans, including vehicle loans, lines of credits, and signature loans, have a 10-day grace period. Mortgage loans, including home equity loans and home equity lines of credit, have a 15-day grace period. Taking…Read More
Yes, we offer unsecured debt consolidation loans up to $20,000 (on approved credit). You can also use an Anything loan for debit consolidation. An Anything loan is secured by home equity and can be for as much as $30,000 (again, on approved credit). You can see our rates here, and apply here.Read More
Go here to apply for any loan. Go here to apply for a credit card. You can also apply for any loan or credit card by calling us or visiting a branch. See our rates here.Read More
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.