What is the most I can withdraw from my account at an ATM?
Our ATM cards have $805 daily limit, and our debit cards have a $1,200 daily limit. Each machine has its own transaction limit. You may be required to make multiple transactions if you want to withdraw your entire card limit. These limits on your cards reset each day at 2 pm (MST).
Read MoreHow can I change my PIN to my ATM or Visa Debit Card?
If you are using an ATM Card, You can change your PIN at any White Sands FCU ATM, by first using the PIN you have been assigned. If you do not know your ATM PIN, then you should call us or visit a branch to obtain a new PIN. If you are using your debit…
Read MoreWhat should I do if my ATM or Visa Debit Card is lost or stolen?
If your Visa Debit or ATM Card is lost or stolen, please contact 1-800-472-3272 immediately for 24-hour service. You can also call us or visit a branch during our regular business hours to report a card lost or stolen. If you have our Card Valet app downloaded you can switch your card to “off” to disable…
Read MoreMy Visa Debit Card is being denied when I try to make a purchase, what do I do?
It’s best to call or come into one of our branches to determine why your debit card transactions was denied. There are multiple reasons for a card being denied. If this is a new card, make sure you have activated the card before use. If this is not a new card, make sure the expiration…
Read MoreAre there any fees for using my Visa debit card or ATM card?
There are no fees for using your Visa Debit Card in the United States when making purchases. However there may be a fee assessed to your account if there are insufficient funds at the time of the transaction. If you are making purchases outside of the United States, there may be a fee of $2…
Read MoreContact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.