Can I still contribute to an IRA if I participate in an employer-sponsored retirement plan?
Yes, your participation in an employer-sponsored retirement plan will not affect your ability to contribute to a Traditional IRA (assuming age and compensation requirements are met). However, higher-income earners will lose their ability to deduct their Traditional IRA contributions if participating in an employer-sponsored plan. We recommend you consult with a tax advisor. This blog…Read More
How much can I contribute to my Traditional IRA?
You can contribute to a traditional IRA if you earn compensation, and if you will not reach age 70 1/2 by the end of the year. In 2016, an individual age 49 and below can contribute up to $5,500, and an individual age 50 or above can contribute up to $6,500. However, you can never…Read More
Can I move funds from a qualified retirement plan to a Traditional IRA?
If you are entitled to receive an eligible rollover distribution from an employer’s retirement plan, you can continue deferring taxes by moving the money into a Traditional IRA. The best way to do this is to inform your employer’s plan administrator that you want the funds moved directly to your traditional IRA as a direct rollover.Read More
What are your certificate / CD rates?
All our deposit rates are found here.Read More
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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