You can begin the mortgage refinance process by completing an online loan application. You can also visit a branch or call us to begin the process.Read More
A home equity line of credit (HELOC) is a line of credit extended to a homeowner that uses the borrower’s home as collateral. White Sands FCU’s HELOCs are for 10 years with a variable interest rate based on the current prime rate plus a margin. Go here for more information about HELOCs.Read More
Mortgage loans can be for 15, 20 or 30-year terms. You can find more information on mortgage loans here.Read More
Make your loan payments fast and secure with our online loan payment center.Read More
Yes – you can make your loan payment by calling us during regular business hours.Read More
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.