Visa® Debit card
A Visa® Debit card carries the official Visa® logo and is only be issued to members who have a checking account. A Visa® Debit Card can be used for making purchases at businesses wherever Visa is accepted (stores, restaurants, medical office, etc). The funds used in each transaction will be deducted from your checking account, sometimes immediately.
You can use your Visa® Debit card as either “debit” or “credit”, however your card is not a credit card, and you will only be able to access funds available in your checking account. When using your Visa® Debit card as “debit”, you will use the personal identification number (PIN) you pickedwhen you got your card. When you use it as “credit”, you will use your signature on paper or on a signature pad. “Debit” transactions generally clear your account faster than “credit” transactions. Sometimes you can get cash back when conducting a “debit” transaction.
You can use your Visa® Debit card to view your balances, make transfers, and withdraw cash from your savings and checking accounts at an ATM.
If you only have a savings account, you can obtain an ATM card. This card allows you to withdraw and deposit funds, and check account balances at an ATM.
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.