How can I set up direct deposit?
Direct deposit is a free service that electronically sends your paycheck or other recurring payments to your bank account. To set it up, ask your employer or the organization that will be giving you money for a direct deposit enrollment form. You will need to provide on the form your account number, the type of account (savings or checking) and the credit union’s routing number, which is 312276470. You may also need to supply the credit union’s mailing address, which is P.O. Box 99 Las Cruces, NM 88004.
You can choose to have all of your funds directly deposited into one account, or have it split into multiple accounts. In fact, using the split deposit method is an excellent way to build wealth.
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.