If you are already a member, you can open a checking account with any amount – even as little as $1. There just needs to be a deposit of any amount to start the account. You can view our checking options here.
If you are not yet a member, you first need to open a savings (share) account. The fee to open a new savings account (and establish a new membership) is $15. $10 is the one-time membership fee and $5 is the purchase of one share of the credit union. The $5 share remains pledged in your account until the account is closed.
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.