Easy Access Line of Credit (LOC)
Having money at your finger tips has never been easier. The Easy Access Line of Credit from White Sands Federal Credit Union is perfect for use as overdraft protection for your checking account or as an instant source of cash for repairs, travel, or other special purchases. You can use your available funds when you wish, how you wish.
Are you looking to enhance and finance your lifestyle? At White Sands Federal Credit Union we can help with a Lifestyle Loan. A Lifestyle Loan is designed with our members wants and needs in mind. With limits up to $20,000 on approved credit, and terms up to five years, it has the flexibility you need. So, stop putting off your dreams or worrying about the unexpected, White Sands Federal Credit Union can help.
Want a perfect way to build credit and save money. It's easy with a share secured loan from White Sands Federal Credit Union. You will pay 2% above the share account rate that secures the loan. The entire process is easier than you may think. We offer automatic approval, and an option for automatic payments.*
|Term||APR* - as low as||APR* - with Loyalty Plus|
|Signature||up to 60 months||9.90%||9.40%|
|Line of Credit||revolving||9.90%||9.40%|
|2% Refinancing||up to 60 months||6.99%||N/A|
|Share Secured||varies||2.00% above dividend rate||N/A|
|Share Certificate Secured||varies||2.00% above dividend rate||N/A|
APR: Annual Percentage Rate
Rates subject to change without notice