Vehicle Loans
Is it time for a new car, truck or SUV? Whether you are in the market for a new or used vehicle, or wanting to refinance, White Sands Federal Credit Union is here to help. We even take it a step further by offering loans for Recreational Vehicles (RVs), Boats, Motorcycles, ATVs and Jet Skis. With low rates and terms up to 84 months, along with protection plans and insurance options that have you in mind, a vehicle loan from White Sands Federal Credit Union truly is different from the rest. The application process is quick and simple. Ask for your credit union at the dealership, apply online, give us a call or visit one of our branch locations.
*Rates and terms may vary. Subject to credit approval.
New Auto Loans
| Term | APR* - as low as | APR* - with Loyalty Plus | |
|---|---|---|---|
| Current and prior year, less | up to 60 months | 2.50% | 2.00% |
| up to 66 months | 2.50% | 2.00% | |
| $25,000 and over | up to 72 months | 2.50% | 2.00% |
| $35,000 and over | up to 84 months | 3.00% | 2.50% |
APR: Annual Percentage Rate
Rates subject to change without notice.
Used Autos
| Term | APR* - as low as | APR* - with Loyalty Plus | |
|---|---|---|---|
| less than 5 years old | up to 60 months | 3.25% | 2.75% |
| over 5 years old | up to 36 months | 3.25% | 2.75% |
APR: Annual Percentage Rate
Rates subject to change without notice.
Boats, Jet Skis & Motorcycles
| Term | APR* - as low as | APR* - with Loyalty Plus | |
|---|---|---|---|
| New | up to 66 months | 7.40% | 6.90% |
| Used | up to 66 months | 7.90% | 7.40% |
APR: Annual Percentage Rate
Rates subject to change without notice.
