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Anything Loans

Landscaping, xeriscaping, solar panels, home improvements, travel, education, and weddings are all great reasons for an Anything Loan. If you are a homeowner, you can use that fact to borrow money from us for any reason.  Our Anything Loans feature a low, fixed-rate, and terms up to 10 years. Anything Loans can be used for:

  • Landscapinglandscaping loans
  • Xeriscaping
  • Solar panels
  • Home improvements
  • Vacations and trips
  • Moving expenses
  • Debt consolidation
  • College or private school tuition
  • Weddings
  • Business purposes
  • Vehicles - cars, motorcycles, boats, recreational vehicles
  • Land purchase

Although an Anything Loan is attached to your property, we won't charge you most of the fees or closing costs normally associated with an equity loan.
It's easy to apply - click below for our online application, give us a call or visit one of our branch locations.

The Anything Loan is only available for members with property in New Mexico. Members with property in other states may qualify for a signature loan at the same rate, for a maximum term of 5 years and maximum amount of $20,000

Anything Loan Rates

APR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
Anything Loans include our Eco and Home Improvement loans
TermAPR* as low as
up to 10 years8.50%

*Rates and terms may vary. Subject to credit approval.

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

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