Finance Your Next Adventure
The open road, the lake, and the trails are calling. Whether you're purchasing an RV, boat, or ATV, White Sands FCU offers affordable financing with competitive rates and flexible terms to help you enjoy every adventure.
Why Finance with White Sands FCU?
💲 Competitive low rates to help keep your monthly payments affordable.
🔄 Refinance and save by moving your loan from another financial institution.
⏳ No payments for the first 3 months* so you can enjoy your purchase before your first payment is due.
⭐ No setup fees or prepayment penalties, plus flexible repayment terms that fit your budget.
🚐 Loyalty Plus members can receive a 0.30% APR* rate discount on qualifying loans.
Apply Online Today
Skip the paperwork and apply online anytime. It's fast, secure, and designed to get you on your next adventure sooner.
New Recreational Vehicle Loan Rates
APR*: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
| Term | APR* As Low As | APR* As Low As - with Loyalty Plus & Online Application Discount |
|---|---|---|
| Up to 84 months | % | % |
| 85-120 months | % | % |
| 121-144 months | % | % |
Used Recreational Vehicle Loan Rates
APR*: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
| Term | APR* As Low As | APR* As Low As - with Loyalty Plus & Online Application Discount |
|---|---|---|
| Up to 84 months | % | % |
| 85-120 months | % | % |
| 121-144 months | % | % |
Boats, Jet Skis, & Motorcycle Loan Rates
APR*: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
*Rates and terms may vary. Subject to credit approval.
| Type | Term | APR* As Low As | APR* As Low As - Loyalty Plus & Online Application Discount |
|---|---|---|---|
| New | Up to 66 months | % | % |
| Used | Up to 66 months | % | % |
