Free ATMs all over the country
A benefit of White Sands FCU membership is the huge number of surcharge-free ATMs at your disposal all over the world. The Allpoint ATM network provides our members FREE access to more than 55,000 completely free ATMs nationwide. Allpoint's surcharge-free ATMs are located across the country in local, regional, and national retail stores. Go here to use the Allpoint ATM locator or to download an app for your phone or tablet.
Cash Rewards American Express® Card
Enjoy chip-enhanced acceptance and security, plus a variety of important features including zero fraud liability3 protection, rental car insurance, extended warranty coverage, and merchandise return protection. Plus, get access to popular events before the general public, from American Express. Learn more….
Managing Your Credit Reputation
What is your credit reputation? Your credit report and credit score together make up your credit reputation. As soon as you get a credit card, a phone, or even sign up for utilities, you start building what we call a “credit history,” which includes all your status across accounts, total debts, and your payment history. It also contains other details related to your financial activities, such as your known addresses, your date of birth, and your Social Security Number. Read more.
Free up the cash you need by deferring your payments for up to 90 days
One of the advantages of being a member of White Sands FCU is extra benefits you get with when you borrow. The most popular requested loan "perk" is the 90 days til first payment option on any loan for a new, used or refinanced car, truck, boat, recreational vehicle or motorcycle - even unsecured loans. Members love this choice because it free's up cash for things like vehicle insurance, paying off other bills or even for some leisure activity.
Combined with our low rates, generous terms and the ability to skip one of your payments every summer and every winter, White Sands FCU loan is your best choice. Apply now.