Featured Rates: Regular Rate Loyalty Plus
New Auto Loans 2.75% APR 2.50% APR
Used Auto Loans 3.25% APR 3.00% APR
Mortgage Loans 4.250% APR 4.125% APR
Featured CD Rates Regular Jumbo
1 year certificate 0.55% APY 0.65% APY
3 year certificate 1.21% APY 1.31% APY
5 year certificate 1.76% APY 1.87% APY

•APY: Average Percentage Yield, based on compounded rate
•APR: Annual Percentage Rate

Community & News

Summer Skip-a-payment

The summer months are approaching and you know what that means – extra spending! We have a solution for you! For a small fee of $10.00 per loan, our Summer Skip-A-Payment program allows you to defer (or skip) your May, June, July or August loan payment until the end of your loan.

Yes - I would like to skip a loan payment!


Pass It On Family Loans

Pass on your good credit to your children with the White Sands FCU Family Loan program. If your child is a first-time borrower, he or she can obtain a loan based on your credit rating, and benefit from a lower rate than they would normally. It’s a great way for your child to build a good credit history, which makes it easier and more economical to borrow in the future. All you have to do is co-sign the loan, which will be in your child’s name.  Find out more here.

Loyalty Plus

We want to reward you for your business. If you’ve borrowed from White Sands FCU in the past, you can save money when you come in for your next loan. Click here to learn more.

Member Cellular Discounts with Sprint Credit Union Auto Club   

Insurance Solutions For Everything That Matters. Find Out More.

Copyright © White Sands Federal Credit Union
P.O. Box 99 Las Cruces, NM 88004 • 2755 North Main Street, Las Cruces NM 88001
Tel.# (575) 647-4500 or 1-800-658-9933 • Routing & Transit # 312276470
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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