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Calculators

Let's run the numbers!

Calculate Vehicle Loan Payment

Use our Auto Loan Calculator to determine your monthly payment. Enter the estimated loan amount, including fees for taxes and the title, down payment or trade in amount, interest rate percentage and loan term (in months). The results will reveal your estimated monthly car loan payment amount. By adjusting the loan amount and other fields, you can better understand how much you can borrow to finance your next car.

For estimating only. Using this calculator is not a guarantee of credit or results.

Calculate Personal/Signature Loan Payment

Here you can determine what your payment will be on an unsecured loan.  You will need to enter the amount you want to borrow, how long you want it for and what interest rate you believe you qualify for.  You can see if the payment will fit within your budget.

For estimating only. Using this calculator is not a guarantee of credit or results.

Credit Card Balance Payoff Calculator

Do you want to know  how long it will take to payoff your credit card?  Use this calculator to determine how much you need to pay each month to pay off your credit card in your determined amount of time.

For estimating only. Using this calculator is not a guarantee of credit or results.

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

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