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White Sands Federal Credit Union's commitment to personal one-on-one service is real. That commitment is demonstrated by our call center. It is a local office staffed by trained member service representatives, ready to answer any questions you may have, or conduct most of the transactions you can do at any branch facility, including loans.

Keeping your personal information and identity protected is a priority for White Sands FCU. To ensure the safety of your account information, we will ask you two or more security questions to positively establish your identity when you call. Please be patient with us when we question you and know that our aim is to protect your accounts.

Routing & Transit # 312276470

Contact our Call Center at (575) 647-4500 or (800) 658-9933.

Hours of Operation: Monday thru Friday, 8 am to 5 pm

By email:

By mail: P.O. Box 99 Las Cruces, NM 88004•2755 North Main Street, Las Cruces NM 88001

If your debit card has been blocked

  • During business hours contact 1-800-658-9933
  • During the weekend and after business hours contact 1-800-472-3272

Secure Email

Use Secure Email to communicate CONFIDENTIAL information. The first time you use Secure Email you will be prompted to create a login using your existing personal email address as the login identifier, and a password you make up (this has no connection with the password you use for your personal email service). You will receive an email notifying you how to read a confidential reply available at the WSFCU Secure Message Center.

Secure Email Messages

Other Contact information

Lost or stolen Visa Check Cards: (800) 472-3272

24/7 Telephone Banking: (575) 647-4580

24/7 Toll-Free Telephone Banking: (800) 462-2406

Routing and Transit Number: 312276470


Contact: Human Resources Department
Phone: (575) 647-4500
Mailing address: 2755 N. Main, Las Cruces, NM 88004



Contact our Call Center at
(575) 647-4500 or (800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

By email:

By mail: P.O. Box 99 Las Cruces, NM 88004

2755 North Main St, Las Cruces NM 88001

Routing & Transit # 312276470

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.  Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.