Vehicle Insurance & Protection
TruStage® Insurance: Simple, Straightforward, Budget-Friendly.
Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind today.
Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.
Get a quote or explore your options at TruStage.com.
© Copyright 2020, TruStage. All Rights Reserved.
TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
Life and disability insurance can help make your loan payments when you can't. The cost is low for the important extra security provided.
Life insurance will help reduce or pay off your loan if you die before the loan is repaid. Disability insurance will help make your loan payments if your income is lost due to a covered accident or illness. In both circumstances, the coverage is designed to help protect you and your family when help is needed most.
Will Your Insurance Cover Your Auto Loan in the Event of a Total Loss or Theft?
Probably not. Even the best auto insurance may not cover the entire amount you owe on an auto loan. In fact, if the average new car owner has their vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement.
Guaranteed Asset Protection (GAP*) with PowerBuy™ can pay up to the remaining balance of your auto loan after an insurance payout AND give you additional funds to finance your next vehicle with us.
GAP with PowerBuy* makes up the difference between what your insurance policy covers and the amount you still owe—in most cases. So, instead of paying off a substantial loan balance for a vehicle you can no longer drive, you could be free and clear of your car note and have funds to put toward a down payment on a new car.
With this valuable product, you can rest easy knowing that your auto loan won’t be a burden if an unexpected accident or theft occurs.
*GAP with PowerBuy is considered insurance coverage in some states.
Your purchase of GAP with PowerBuy is optional. Whether or not you purchase GAP with PowerBuy will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP with PowerBuy. You should carefully read the contract for a full explanation of the
With MMP, You Can Get the Most Out of Your Mileage!
As time goes on, the likelihood of mechanical failure on your vehicle is inevitable. Advanced electronics, complex systems, and rising labor costs mean that a repair that might have cost hundreds of dollars a few years ago may now cost you thousands.
With Major Mechanical Protection (MMP) from White Sands FCU, you can protect yourself against the expense of future costly repairs.
The total cost of MMP is often far less than the cost of a single repair! Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur.
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.