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Loans for every reason, with great rates and easy, fast application and approval.

Vehicle Loans

New, used, and refinance loans with low rates for cars, trucks, SUVs, vans, and even motorcycles, ATVs, jet skis, boats, and RVs!

Recreational Vehicle Loans

We'll help you hit the open road and get out into the great outdoors.


Loans for every home, including your dream house!

Anything Loans (Eco)

Landscaping, xeriscaping, solar panels, home improvements, travel, education, and weddings are all great reasons for an Anything Loan

Personal Loans

Personal signature and secured loans and our Easy Access Line of Credit for "everything else" in life.

Credit Cards

Choose the card that's perfect for your life.

Student Loans

Sallie Mae® higher education loans designed for the needs of undergraduates, graduate students, and parents.

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members