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Premium Checking powered by BaZing


Powered by BaZing®, Premium Checking at White Sands Federal Credit Union is the account that gives back. It is loaded with extra benefits that far surpass the minimal monthly maintenance fee.* Our Premium Checking features:

  • Premium Mobile App:  you receive savings from over 360,000 national and local businesses including many of your favorite retailers, restaurants and hotels. You can even “favorite” preferred businesses and receive automatic notifications with the app’s map function for deals nearest you. Redeem your coupons over and over! The app is available for your smartphone at the App Store or Play Store.
  • Cell Phone Protection:** you get reimbursement of up to $400 per claim (maximum of $800 per year) if your eligible cell phone is stolen or damaged. Simply pay your cell phone bill from your Premium Checking Account and you’re covered!
  • Personal Identity Theft Benefit:** offers reimbursement for covered expenses you incur to restore your identity as a result of a covered stolen identity event.
  • Payment Card Fraud Resolution: this service gives you access to a fraud specialist to assist with cancelling stolen or lost cards and reissuing new cards.
  • Identity Restoration: a fraud specialist will guide victims of identity theft and other related fraud through the complex process of restoring their identity, credit rating and legal integrity.
  • Roadside Assistance: available 24/7, and free to use, up to $80 in covered charges. You receive towing assistance, battery service, flat tire assistance, entry into your locked vehicle, fuel delivery, winching as well as collision and extrication assistance.
  • Many other benefits: other benefits include pharmacy, vision and hearing savings, as well as Travel Accidental Death Insurance.**  For complete information on all the benefits of Premium Checking, give us a call or visit BaZing.


Like all of our checking accounts, our Premium Checking account also features:

*Our most current fee schedule can be found on at and in our branches.
** Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals


Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members