Skip to content

Phone wiht premium checking displayPremium Checking powered by BaZing

Save money on the things you’re already paying for

Powered by BaZing®, Premium Checking at White Sands Federal Credit Union is the account that gives back. It is loaded with extra benefits that far surpass the minimal monthly maintenance fee.*






Enjoy these amazing benefits

Roadside Assistance

Available 24/7 and free to use, covers up to $80 in covered service charges.

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services

Cell Phone Protection

Pay your cell phone bill with your BaZing checking account, and you’re covered.

We’ll pay to have it repaired or replaced, up to $600 per claim (maximum of $1200 per year)

ID Theft Aid

  • Payment card fraud resolution: If your cards are lost or stolen,
    you have a personal fraud specialist ready to assist you.
  • Personal identity theft benefit: Receive $2,500 reimbursement for
    covered expenses you incur to restore your identity.
  • Identity restoration: Unlimited access to personal fraud specialists who provide identity recovery and restoration assistance.

$10,000 Travel Accidental Death Coverage

Peace of mind for the unexpected.

Shop local, Save Local with BaZing Savings

Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

A team of experts handles all of the bill negotiations and gets you the best rates available.

BaZing Fuel

Earn 10¢/gal for up to 20 gallons each month with just 15 debit card swipes.

Buyer’s Protection and Extended Warranty

Items are protected for up to $2500 per item if theft or accidental breakage occurs.

Download the Premium Checking App Today!premium app

Link to Google Play store Link to Apple App store


Like all of our checking accounts, our Premium Checking account also features:

*Our most current fee schedule can be found on at and in our branches.
** Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals


Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members