Important Update for Zelle Users

Zelle® will no longer be available through White Sands FCU  as of April 13, 2026.

If you wish to continue using Zelle with another financial institution, we will remove your email address and mobile phone number from our system on April 13, 2026, so you can register with another bank or credit union.

While Zelle is going away, you still have several easy, secure ways to send and receive money through our existing services.

Available Payment Alternatives

  •  Member-to-Member Transfers

Member-to-Member allows you to instantly transfer funds to another WSFCU member's account from your desktop, tablet, or mobile phone.  Members with any deposit account who are enrolled in WSFCU Online or WSFCU Mobile can start sending money to other WSFCU members for free.  You can choose to make a single transfer to another member or link another member's account (for deposit purposes only) to your online login.

  • FedNow

FedNow allows you to receive money instantly from other participating banks and credit unions. Payments are sent in real time and are typically available in your account within seconds, 24 hours a day, 7 days a week, including weekends and holidays.

  • Account-to-Account Transfer

Members can use Account-to-Account (A2A) transfers to move money between their WSFCU account and accounts they own or jointly own at other financial institutions. A2A allows members to securely link their WSFCU account with an account at another bank or credit union. Once linked, you can easily send or receive funds by initiating deposits or withdrawals between the connected accounts

  • Person to Person (P2P)

P2P allows users to send funds to anyone, including non-members, using an email or phone number. WSFCU members cannot receive A2A payments from senders who are not part of the Allied P2P network.

If you currently use Zelle and need help, our team is happy to assist. Please contact us or visit a branch for support.

Alternative Third-Party Payment Apps

  • Paypal

  • Venmo

  • Cash App

    Important Reminder

    These services are not owned or operated by White Sands FCU and are subject to their own terms, fees, and security practices. White Sands FCU does not control, endorse, or guarantee these services.

    Members are encouraged to review each provider’s terms and privacy policies before enrolling.