Home Equity / HELOC
Make your home work for you! Home Equity Loans and HELOCs are quick and easy and can be a great way to get closer to your goals. Equity loans can be used for:
- Home Improvements
- Debt Consolidation
- Large Purchases
It's easy to apply - click below for our online application, or call us at 575-647-4500
Home Equity Loan RatesAPR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
|Term||APR* as low as|
|Loan amounts between $25,000 and $49,999||add 0.5000%|
*Rates and terms may vary. Subject to credit approval.
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.