Financing Life's Adventures
The open road is calling, and White Sands FCU wants to help you get outdoors. Our recreational vehicle loans come with low rates and reasonable terms. Here’s why you should consider White Sands FCU when looking for financing for your RV, Boat, or ATV.
Low-rate loans translate to lower payments and less interest paid
Refinance from another financial institution
Take three months until your first monthly payment is due
No setup fees or prepayment fees
Flexible terms
Loyalty Plus loan rate discount for repeat borrowers - 0.25% APR* discount
Apply for your recreational loan online and save time.
New Recreational Vehicle Loan Rates
APR*: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
| Term | APR* As Low As | APR* As Low As - with Loyalty Plus & Online Application Discount |
|---|---|---|
| Up to 84 months | 8.00% | 7.40% |
| 85-120 months | 8.50% | 7.90% |
| 121-144 months | 9.00% | 8.40% |
Used Recreational Vehicle Loan Rates
APR*: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
| Term | APR* As Low As | APR* As Low As - with Loyalty Plus & Online Application Discount |
|---|---|---|
| Up to 84 months | 8.50% | 7.90% |
| 85-120 months | 9.00% | 8.40% |
| 121-144 months | 9.50% | 8.90% |
Boats, Jet Skis, & Motorcycle Loan Rates
APR*: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
*Rates and terms may vary. Subject to credit approval.
| Type | Term | APR* As Low As | APR* As Low As - Loyalty Plus & Online Application Discount |
|---|---|---|---|
| New | Up to 66 months | 8.00% | 8.50% |
| Used | Up to 66 months | 7.40% | 7.90% |
