Recreational Vehicle Loans

Campers, trailers, 5th wheel, and motorhome financing

The open road is calling, and White Sands FCU wants to help you get that camper, trailer, 5th wheel or motorhome that will be the start of many great adventures.  Our recreational vehicle loans come with low rates and reasonable terms – sometimes as long as 144 months!  Here’s why you should consider White Sands FCU when looking for financing for your camper, trailer, 5th wheel or motorhome:

  • Low rate loans translate to lower payments and less interest paid.
  • Take three months until your first monthly payment is due
  • No setup fees or prepayment fees
  • Flexible terms -  up to 12 years on both new and used recreational vehicle loans
  • Loyalty Plus loan rate discount for repeat borrowers - 0.25% APR discount
  • Apply for your auto loan online and save time

Refinance your loan

Did you recently buy a recreational vehicle and finance it with another lender?  Did you get the best deal on your RV loan? When you refinance  with White Sands FCU, it may lower your monthly loan payment with either a lower car loan rate or a better term.  White Sands FCU also allows members in good standing to skip their monthly loan payment up to two times each year.

Calculate your payment

Do you want to know if you can afford the payments on your home-on-wheels? Use our nifty auto loan payment calculator to estimate your monthly payment.

Apply now!

The application process is quick and simple. Ask for your credit union at the dealership, apply online, give us a call or visit one of our branch locations.

Apply Now!  |  Estimate monthly loan payment

New Recreational Vehicle Loan Rates

APR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
 TermAPR* as low as APR* as low as - with Loyalty Plus
up to 84 months8.00%7.75%
85 - 120 months8.50%8.25%
121 - 144 months9.00%8.75%

Used Recreational Vehicle Loan Rates

APR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
TermAPR* as low asAPR* as low as - with Loyalty Plus
up to 84 months8.50%8.25%
85-120 months9.00%8.75%
121-144 months9.50%9.25%

*Rates and terms may vary. Subject to credit approval.

CONTACT US

Contact our Call Center at
(575) 647-4500 or (800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

By email: info@wsfcu.org

By mail: P.O. Box 99 Las Cruces, NM 88004

2755 North Main St, Las Cruces NM 88001

Routing & Transit # 312276470

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.  Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

ncua eol

FB-f-Logo__blue_50