Recreational Vehicle Loans
Financing Lifes Adventures
The open road is calling, and White Sands FCU wants to help you get outdoors. Our recreational vehicle loans come with low rates and reasonable terms Here’s why you should consider White Sands FCU when looking for financing for your RV, Boat, or ATV.
- Low rate loans translate to lower payments and less interest paid.
- Refinance from another financial institution
- Take three months until your first monthly payment is due
- No setup fees or prepayment fees
- Flexible terms
- Loyalty Plus loan rate discount for repeat borrowers - 0.25% APR discount
- Apply for your recreational loan online and save time
New Recreational Vehicle Loan Rates
APR: Annual Percentage Rate. Rates subject to change without notice.Loan rates and terms are determined by credit score, amount financed and other factors.
| Term | APR* as low as | APR* as low as - with Loyalty Plus & Online Application Discount | |
|---|---|---|---|
| up to 84 months | 8.00% | 7.50% | |
| 85 - 120 months | 8.50% | 8.00% | |
| 121 - 144 months | 9.00% | 8.50% |
Used Recreational Vehicle Loan Rates
APR: Annual Percentage Rate. Rates subject to change without notice.Loan rates and terms are determined by credit score, amount financed and other factors.
| Term | APR* as low as | APR* as low as - with Loyalty Plus & Online Application Discount |
|---|---|---|
| up to 84 months | 8.50% | 8.00% |
| 85-120 months | 9.00% | 8.50% |
| 121-144 months | 9.50% | 9.00% |
Boats, Jet Skis & Motorcycle Loan Rates
APR: Annual Percentage Rate. Rates subject to change without notice.Loan rates and terms are determined by credit score, amount financed and other factors.
| Term | APR* as low as | APR* as low as - with Loyalty Plus & Online Application Discount | |
|---|---|---|---|
| New | up to 66 months | 8.00% | 7.50% |
| Used | up to 66 months | 8.50% | 8.00% |
*Rates and terms may vary. Subject to credit approval.
Contact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.