Skip to content

Telephone Banking

Telephone Banking is available to you 24/7 from any mobile or landline phone. Telephone Banking allows you to access your account with no hold times.

Telephone Banking Uses:

  • Transfer funds between savings and checking.
  • Access current account balances
  • Find out about check clearings and deposit postings
  • Make your loan payment from a WSFCU Savings or Checking Account


Telephone Banking Instructions

  • Call Telephone Banking at 575-647-4580 or 800-462-2406

    Save our number to your contacts for easy access

  • Choose from the following 2 options

    1. Access Your Account
    2. Report a debit card as lost or stolen
  • Option 1- Access Your Account

    • Press 1 to access your Checking/Money Market Account
    • Press 2 to access your Savings Account
    • Press 3 for Loans
    • Press 4 to transfer funds- Limit of $2,000 per day
    • Press 9 for more choices
  • Enter your White Sands FCU Account Number

  • Enter your Personal Identification Number (PIN)

    If you need a Telephone Banking PIN call us at 575-647-4500. 

  • Once you’ve accessed Telephone Banking and entered your member number and PIN, the system will prompt you as you go.

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members