Wedding Loans
Is a wedding loan what you need?
According to a 2016 survey conducted by The Knot, a wedding magazine and website, the cost of the average wedding in the United States is $35,329, up $12,333 over just five years. And that figure doesn’t even include the engagement party or honeymoon. Costs vary by where you get married, though. If you tie the knot in Manhattan, New York, your average cost is $78,464. Getting married in Arkansas will only cost you an average of $19,522.
Most people don’t have that much money laying around, and not everyone has family able to foot the bill. That’s why many betrothed couples turn to a wedding loan to pay for part, or all of their upcoming nuptials.
A personal loan from White Sands FCU is one type of loan to help you finance your wedding. The rate you get is determined by your credit score and history, but rates can be as low as 7.70% APR.1 Also – you can get a personal loan for as much as $20,000.
If you own a home, you can take out a loan against the equity to meet wedding expenses. Take a look at the Anything Loan at White Sands FCU with rates as low as 6.70% APR1 In addition, this type of loan can be as much as $30,000 with terms up to 10 years.
You can use this calculator to see what monthly payment you can afford on your wedding loan, and for how long. This will help you determine how much you want to borrow for your big day.
Personal Loan Rates
APR: Annual Percentage Rate. Rates subject to change without notice.Loan rates and terms are determined by credit score, amount financed and other factors.
| Term | APR* as low as | APR* as low as - with Loyalty Plus & Online Application Discount | |
|---|---|---|---|
| Signature | up to 60 months | 11.00% | 10.50% |
| Line of Credit | revolving | 11.00% | 10.50% |
| Share Secured | varies | 2.00% above dividend rate | N/A |
| Share Certificate Secured | varies | 2.00% above dividend rate | N/A |
Anything Loan Rates
APR: Annual Percentage Rate. Rates subject to change without notice.Loan rates and terms are determined by credit score, amount financed and other factors.
Anything Loans include our Eco and Home Improvement loans
| Term | APR* as low as | ||
|---|---|---|---|
| up to 10 years | 8.95% |
*Rates and terms may vary. Subject to credit approval.
Contact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.