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Investments

Boost your savings with certificate laddering

CD or share certificate laddering - piggy bank image

Even though share certificates (a.k.a known as certificates of deposit or CDs)) won’t get you the highest return on your dollar, they are pretty much guaranteed not to lose you money.  That’s because share certificates are federally insured up to $250,000 per account holder by either the National Credit Union Administration (NCUA) or the Federal…

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Livin’ the dream: how to plan a gap year

Globe Showing Europe

What does “livin’ the dream” mean to you? It could be chasing waves in the best surf spots around the world from Hawaii to Fiji. Or moving to France, eating freshly baked croissants every morning while working on that novel you’ve always wanted to write. Maybe you think to yourself, “I wish I could do…

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The FAQs of IRAs

"retire" definition

This post is brought to you by America Saves, a campaign managed by the nonprofit Consumer Federation of America, which motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. Celebrate America Saves Week, February 25 – March 2, 2019. Set a Goal. Make a Plan. Save Automatically. Saving…

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The easy way to contribute to an IRA

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It’s never too early or too late to plan and save for retirement. The closer you get to retirement, the tougher it becomes. With the hectic lives people live today, an easy, less time-consuming retirement investment is what they need. The solution is an IRA (individual retirement account). The Internal Revenue Service (IRS) makes it…

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